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Simple Financing For Life’s Extraordinary Moments

How it works

How It Works


 Apply Online

through our secure online portal

 Get Approved

for up to $10,000 within 24-hours

 Get Credit

and start shopping for what you need

Get what you need today and pay later

Our process is designed to make sure you get what you need—right when you need it. Once approved, you can take your new items home immediately and pay for them later. No deferred interest. No hidden fees. Just convenient payment plans that are tailored to your needs.

How it works

Why LendFirm

 True 0% Interest 470-564-7359

We offer a true 0% APR loan, not a credit card with high deferred interest rates or a lease with onerous “rental” fees. We want you to get into a payment plan you can afford. With true 0% interest loans you can afford the things that you deserve.

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 No hidden fees 6025289101

When we say there are no fees, we mean it. We are dedicated to full transparency and will never hide anything in the fine print. You don’t have to worry about any hidden clauses because there are none. That’s the LendFirm promise.

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 Bad credit? No credit? No problems +

We believe that everyone deserves a chance to finance important big ticket items—not just people who have excellent credit. We won’t turn you down simply because you have bad credit or no credit history. We take a holistic approach and evaluate consumers on a number of different criteria.

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 Easy approvals +

Applying online is quick, easy, and secure. We approve nearly 80% of our applicants and can approve your loan within 24 hours. Just upload your documents, sit tight, and wait to find out if you’ve been approved. It really is that simple.

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 Worry free payment plans +

We will work with you to configure a payment plan that fits your budget. Payments are automatically deducted from your checking account the same day you get paid, so you don’t have to worry. Just set it, forget it and pay it back on a schedule that works for you. Even if things aren’t working out, we’ll work with you to reconfigure your payment schedule.

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What our clients say

Derrick T.

Great customer service from beginning to end. Financing options are very flexible.

John S.

The staff is very professional, friendly & kind. They assisted me through all the process. Thank you so much!

Jackie T.

Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!

Seriously, LendFirm is the best retail financing firm you may find online

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