How It Works
Â Apply Online
through our secure online portal
Â Get Approved
for up to $10,000 within 24-hours
Â Get Credit
and start shopping for what you need
Get what you need today and pay later
Our process is designed to make sure you get what you needâright when you need it. Once approved, you can take your new items home immediately and pay for them later. No deferred interest. No hidden fees. Just convenient payment plans that are tailored to your needs.
We offer a true 0% APR loan, not a credit card with high deferred interest rates or a lease with onerous ârentalâ fees. We want you to get into a payment plan you can afford. With true 0% interest loans you can afford the things that you deserve.
When we say there are no fees, we mean it. We are dedicated to full transparency and will never hide anything in the fine print. You donât have to worry about any hidden clauses because there are none. Thatâs the LendFirm promise.
We believe that everyone deserves a chance to finance important big ticket itemsânot just people who have excellent credit. We wonât turn you down simply because you have bad credit or no credit history. We take a holistic approach and evaluate consumers on a number of different criteria.
Applying online is quick, easy, and secure. We approve nearly 80% of our applicants and can approve your loan within 24 hours. Just upload your documents, sit tight, and wait to find out if youâve been approved. It really is that simple.
We will work with you to configure a payment plan that fits your budget. Payments are automatically deducted from your checking account the same day you get paid, so you donât have to worry. Just set it, forget it and pay it back on a schedule that works for you. Even if things arenât working out, weâll work with you to reconfigure your payment schedule.
What our clients say
Great customer service from beginning to end. Financing options are very flexible.
The staff is very professional, friendly & kind. They assisted me through all the process. Thank you so much!
Even with no credit history, I was still able to get a loan at 0% interest. Iâm so happy about it!